Personal Umbrella Liability
Protect Your Personal Assets
Life is full of unexpected events, and one unfortunate accident could put your personal assets at risk. Personal umbrella liability insurance provides an extra layer of protection beyond the limits of your standard home, auto, or boat insurance. At JLI Agency, we offer customized umbrella policies to safeguard your assets, giving you peace of mind that you're covered when the unexpected happens.
Why Personal Umbrella Liability Insurance is Essential
While your primary insurance policies cover many risks, they often come with coverage limits that may not be enough in the event of a serious claim. Personal umbrella liability insurance kicks in once those limits are exhausted, offering additional protection against lawsuits, property damage, and other personal liability claims. This extra layer of coverage can help prevent you from losing your savings, home, or other valuable assets.
Coverage Options Tailored to Your Needs
Bodily Injury Claims: Provides additional coverage if you're held liable for injuries sustained by others, such as in an auto accident or while hosting an event at your home.
Property Damage Claims: Covers damages to someone else’s property for which you’re legally responsible, including accidents that exceed your auto or homeowners' policy limits.
Personal Injury Claims: Protects you against claims of slander, libel, or defamation, including lawsuits resulting from negative statements you may have made about someone.
Legal Defense Costs: Helps cover the legal costs associated with defending yourself in court, even if the claims are frivolous or groundless.
Worldwide Coverage: Offers protection no matter where you are, whether you're traveling abroad or hosting an event on your property.
Excess Coverage: Increases the liability limits of your primary home, auto, boat, or rental insurance, offering broader protection against catastrophic claims.
Why Choose JLI Agency for Personal Umbrella Liability Insurance?
Competitive Rates: We compare policies from top providers to find the best umbrella coverage at an affordable price for your lifestyle.
Customizable Plans: Tailor your policy to fit your specific needs, whether you need coverage for multiple properties, vehicles, or personal situations.
Fast Claims Assistance: Quick and efficient claims processing to ensure you're supported when you need it most.
Expert Support: Our experienced team is here to guide you through the umbrella insurance process and answer any questions you may have.
Get the Protection You Need Today
Don’t let unexpected events put your assets at risk. Secure the right personal umbrella liability insurance today. Let JLI Agency help you find the best policy to protect your wealth and your future.
Get a Free Quote and Protect Your Assets with Confidence!